Payday Lenders
State v. QuikCash-
In 2009, Vince investigated and brought a major fraud lawsuit against out-of-state payday lender QuikCash, accusing this lender of deceptive business practices that harmed Arizona consumers.  This lawsuit seeks to stop the payday lender from doing business in Arizona, $5 million in restitution and to have the court set aside debt collection judgments the lender allegedly obtained against defaulting borrowers through deceptive practices. The case is pending, but among other things, alleges that the payday lender made a mockery of Arizona’s justice court system by obtaining an assembly line of deceptively obtained judgments against consumers.

Mortgage Fraud
State v. AZI Rent2Own dba Arizona Investments –
Vince brought a major real estate investment and mortgage fraud case (on-going) involving Rent-to-Own homebuyers that were allegedly defrauded while seeking to obtain the American dream of home ownership.  The case alleged that the fraud was connected to more than one hundred (100) foreclosures in Southern Arizona, and hundreds of rent-to-own homebuyers who never were able to buy their homes. Recently, as part of the case, Vince reached a settlement that shut down a Tucson mortgage banking firm, prohibiting the owner from ever being a mortgage banker in Arizona.

State v. HomeVestors (Harvest Properties dba HomeVestors) -
Vince successfully sued HomeVestors “We Buy Ugly Homes” franchise for alleged deceptive equity stripping, mortgage fraud and other fraudulent practices in an alleged foreclosure rescue scam.  Vince reached a $350,000 settlement and consent judgment.

Statewide Fraud Investigations
State v. Tucson College-
Vince successfully pursued a lawsuit alleging deceptive business practices and advertising in connection with this vocational school’s Criminal Justice Program.  This affected 56 students who had been seeking careers as police officers, probation officers, and in other law enforcement fields.  Vince successfully obtained refunds for all students, including hundreds of thousands of dollars in student loans refunds as a result of the investigation.

Statewide Student Loan Investigation and Code of Conduct –
Vince served as a member of the AG’s Student Loan Fraud legal team that conducted a statewide investigation of deceptive student loan practices and developed a statewide Student Loan Code of Conduct.

National Investigations
NorVergence national multi-state investigation and related court settlements –
Vince was lead counsel for the State of Arizona in a nationwide fraud investigation involving small businesses who were defrauded victims that were still being required to make rental payments on a fake telecommunications device that was worthless.  The national investigation and various court settlements resulted in millions of dollars of debt forgiveness for small businesses nationally, including significant debt relief for affected small Arizona businesses and non-profits.

MySpace and Facebook internet safety agreements –
Vince was lead counsel for the state of Arizona in a multi-state investigation into the internet safety practices and representations of MySpace and Facebook. The multi-state group reached a ground-breaking agreement which resulted in industry-wide principles for social networking safety, in order to better protect consumer and specifically children, from online sexual predators.

Sony BMG case –
Vince was the lead counsel for the State of Arizona in a multi-state attorney general investigation of global music company Sony BMG for allegedly including secret software on their music CDs in 2005, that would download and hide itself in the “root” of your computer to regulate how many copies that would be made of the music.  This software, however, created a serious internet vulnerability of possible exploitation from computer hackers.  The multi-state investigation team reached a $5 million settlement with Sony BMG, with $310,000 for Arizona, which included provisions for privacy protection and unlimited refunds/restitution for harmed consumers.